1. What types of health insurance plans do you offer?

We offer a wide range of health insurance plans, including Marketplace plans, private and short-term medical plans, Medicare Advantage, and Medicare Supplement plans. We can help you find the right coverage whether you're looking for individual, family, or senior health insurance.

2. How do I know which health insurance plan is best for me?

Choosing the right plan depends on your individual needs, budget, and health care preferences. During a free consultation, we will review your options, explain the differences between plans, and help you select the coverage that best fits your requirements.

3. What is the Health Insurance Marketplace?

The Health Insurance Marketplace is a platform where you can compare and purchase health insurance plans. It is part of the Affordable Care Act and offers a range of plans with potential subsidies to help lower your costs based on your income.

4. What are subsidies and how do they work?

Subsidies are financial assistance provided to help lower your monthly premiums and out-of-pocket costs. They are available for individuals and families who meet certain income criteria when purchasing insurance through the Marketplace. We can help you determine your eligibility and maximize your savings.

5. When can I enroll in a health insurance plan?

You can enroll in a health insurance plan during the Open Enrollment Period or during a Special Enrollment Period triggered by qualifying life events such as marriage, job loss, or birth of a child. We can assist you with enrollment and ensure you meet all deadlines.

6. What is Medicare, and how can I choose the right plan?

Medicare is a federal health insurance program for individuals aged 65 and older, and certain younger individuals with disabilities. It includes Part A (hospital coverage), Part B (medical coverage), and Part D (prescription drugs). Medicare Advantage (Part C) plans offer additional benefits and can replace Original Medicare. We can guide you through the options and help you choose the best plan for your needs.

7. Are your services free?

Yes, our consultations and services are free. As a licensed health insurance agent, our goal is to help you find the best coverage without any cost to you.

8. How do I book a consultation with you?

You can easily book a free consultation by contacting us through our website's booking form, calling us directly, or sending us an email. We’ll schedule a convenient time to discuss your health insurance needs and explore your options.

9. What if I have questions after my consultation?

We are here to support you throughout your health insurance journey. Feel free to reach out to us with any questions or concerns you have even after your initial consultation. We are committed to providing ongoing assistance and ensuring you have the information you need.

10. How can I contact you?

You can contact us through our website’s contact form, booking site, call us at (954) 546-2434, or email us at Celine@VersatileInsuranceAgency.com. We look forward to assisting you with all your health insurance needs!